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Professional Liability Insurance

About Professional Liability Insurance

You don’t need to be a legal professional to understand the importance of being covered for legal liability.

As a business, mistakes can happen, and these can often be deemed as negligent behaviour. With LNIG Hollard’s Professional Liability Insurance, you can protect your business from any legal liability awarded to a third party for loss, damage, injury, or death, due to negligence on your business’s part.

This Liability Insurance can be taken with one or more of the following included:

  • General Tenants' Liability
  • Employer’s Liability
  • Professional Indemnity
  • Directors and Officers Liability

General Tenants Liability

General Tenants Liability covers financial losses that you may become liable for, such as physical injury or damage to third-party property or person, caused by yourself or anyone involved in your business.

This could be an incident that occurs at your company’s premises or at the customer's location when on-site work is taking place.

General Tenants' Liability doesn’t usually include errors that may occur during delivery or regarding any professional service to your customers.

You can include this if you specify upfront.

Employer’s Liability

This provides cover for you and your business should legal liability arise that is related to your business.

This is mainly used for compensation for the death, injury, or illness of an employee.

Professional Indemnity

This provides liability insurance on any damage or expense in the breach of professional duty.

Your professional duty is defined as the advice given, services performed, and duties undertaken as part of your profession within a particular role with the company.

Directors and Officers' Liability

Directors and Officers (D&O) Liability protects your business against claims made in the accusation of a wrongful act committed at a professional level of a directorial position in the company.

This cover includes any costs applicable before the final resolution of a claim, and settlements in connection with that claim.

This excludes penalties, which may have been imposed by law, and any civil or criminal fines.
 

Get protected with the insurance option that covers your business for any third-party liability.
 

Contact us

Contact us to find out more and get a quote for your business.

Call: +266 2221 3500

For claim-related queries

Email: insureclaims@lnighollard.co.ls

For queries or policy changes

Email: insureuw@lnighollard.co.ls

Our operating hours

Mon - Fri: 08:15 – 16:30

Special exclusions and conditions apply.